Important service disclaimer

Disclaimer notice:

Information here is for general recommendations only

Specific advice is not provided for your personal situation

Our advisory content is intended for Australians considering their financial options. We deliver general recommendations, not personalised advice, ensuring transparency and compliance throughout all processes.

General notice

darumelitho shares recommendations for information purposes. Every effort is made to ensure accuracy, but no representation is given that content is complete, current, or tailored to your particular circumstances. Users are responsible for verifying how information applies to their case.

Service and liability limits

Our team endeavours to provide useful and professional guidance.

  • We disclaim liability for third-party actions or website errors.
  • We do not accept responsibility for lost data or technical failures beyond our control.
  • You are solely responsible for decisions made based on our recommendations.
  • Consultations do not guarantee specific results or outcomes.

Accuracy of materials

Although we strive for accuracy in every recommendation, unforeseen market changes and third-party influences can impact the effectiveness of advice. You are encouraged to seek additional verification for significant financial decisions.

No advice is exempt from human error or technical failure.

Not a personal recommendation

Our service does not constitute legal, tax, or personalised financial advice. For specific situations, consult an accredited professional.

External resources

Links provided on our site are for convenience only. We do not control or endorse third-party sites or their content.

Results can differ for each client

No outcome is promised—results may vary. Past performance is not indicative of future results.

Individual experience warning

Factors beyond our control may affect your experience. Use content as a general resource only.

Financial advisory responsibility

Use of our service involves acknowledging responsibility for your decisions.

  • Our recommendations reflect current regulations and available data.
  • No guarantee of returns or financial success from any advisory discussion.
  • Engaging with our team does not replace legally mandated financial consultation.

Australian jurisdiction notice

Services are provided for use in Australia only.

Residents or businesses outside Australia should contact local authorities for financial guidance.

Australian law governs all interactions and service outcomes.

Follow your local rules as appropriate, especially outside Australia.

Indemnification

You agree to defend, indemnify, and hold darumelitho harmless against claims or damages related to your usage of our site.

Severability

If one part is unenforceable, others remain effective.

Modifications

We may revise this disclaimer at any time. Continued use means acceptance of updated terms.

Contact us

Questions or concerns may be addressed to our compliance team.

Email address: content@darumelitho.com

Phone number: +61 8 9795 1523

Office address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia

Effective date: October 12, 2025

Last updated: October 12, 2025